If you have recently experienced a fire in your home and have had to file a claim with the insurance company, you will need someone to come out to your property to conduct a fire investigation. This might seem like an inconvenience to you, but by reviewing the following points, it should be easier for you to understand why this process is so important.
The Cause Of The Fire Is Determined
Even if it was discovered that the cause of the fire was arson, your insurance company will still assist you with getting your life back in order. However, this allows everyone to make sure that there is a criminal investigation launched if there is someone out there who set your home on fire. If that person is found, criminal charges can be brought against them and they may be able to be held accountable for the money that had to be spent to repair or rebuild your home.
To Ensure Your Insurance Claim Is Not Delayed
You want the insurance company to know without a shadow of a doubt that you were not responsible for the fire in a criminal way. For example, they may want to double check that there is nothing left behind at the scene of the fire that would indicate that someone may have created the fire on purpose for an insurance claim. Do not make the mistake of taking personal offense to this. This is generally done so they can complete the paperwork on their end quickly and efficiently without anyone disputing the payout on your claim. It is standard procedure and it is an important one in order to get the process moving. The sooner they complete the fire investigation, the sooner you will be able to obtain what you need to move forward with the rehabilitation process.
If you want, you can make sure to ask plenty of questions regarding the process of the fire investigation. You can also ask for the date and time when the investigation will be done so you can make arrangements so you will have the chance to be present. Being a part of every part of the process that you can will give you the ability to ensure that everything runs smooth and that the insurance claim end of things is going to be properly settled as soon as possible.
For more information, speak to a representative of a company such as Fire Science Investigations.
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